Term Life Insurance for Everyone
When searching for a life insurance policy that best suits your needs, you are required to go through a number of medical exams and report the results to most insurance providers. However, not all insurance providers require these medical exams. If you have been declined for life insurance policies because of your health, age, or any other findings from medical examinations, you still have plenty of options.
Many companies will be less likely to consider your application if you:
- Are over a certain age
- Have been a smoker or heavy drinker
- Have a history of serious illness
- Are currently on a lot of medication
If you fall under any of these categories, no medical exam life insurance may be the right decision for you.