How Do You Know if You Qualify For No Medical Exam Life Insurance?

Knowing which type of life insurance you qualify for can be difficult at times because there is so much for you to choose from, plus you may find that by going for a no medical exam policy you could be entitled to better coverage.

Many people have suffered from a serious disease or have an underlying condition which means that they do not qualify for full cover on a conventional life insurance plan. Also as you get older finding a decent policy can be hard plus many companies will see you as high risk. No medical exam life insurance means that you do not have to go to be examined by a doctor so therefore your policy is not determined on the state of your health.

Also what you will find is that with no medical exam insurance coverage they do not discriminate over age. This means that if you have reached the senior years in your life you can still get a level of coverage that will enable your family or partner to get an acceptable pay out.

No medical exam life insurance enables you to leave money behind so that your family are not faced with any funeral bills or debts. This gives you peace of mind if anything should happen to you. The same goes for people who have an underlying medical condition that has prohibited them from getting coverage. Because there is no medical exam this means that you will be entitled to an insurance pay out. Although the premiums may be slightly higher than regular life insurance it is better than not having a policy at all. If you are unsure on what sort of coverage you can get make sure you search for no medical exam life insurance.

Posted by on Feb 21, 2012 in Blog | 0 comments