No Medical Exam
Life Insurance Information


Life insurance policies that do not require medical examinations typically have:

  • Less information about the applicant

  • Higher costs than traditional underwritten insurance policies

  • High premiums

  • Low face values
     

Conversely, if you choose to apply for an exam-free life insurance policy, you:

  • Avoid the aggravation of setting up an appointment with a doctor

  • Don’t have to provide blood or urine samples

  • Don’t have to submit to any other medical examinations
     

If seeing a doctor or medical examiner is not a possibility, than no medical exam insurance is a great idea.